Lowe's to open a curated marketplace inside Bilt in early 2027

Lowe's and Bilt announced on 10 November 2026 that Lowe's is Bilt's exclusive home improvement partner, giving Lowe's access to Bilt's network of over 8 million members^2,3. The companies plan a curated Lowe's marketplace inside Bilt in early 2027³. The published material gives no supplier onboarding, commission or eligibility terms, so a small home-improvement supplier has no confirmed route to sell through that marketplace.

Lowe's and Bilt announced the partnership on 10 November 2026

The companies issued a joint release dated 10 November 2026, datelined Mooresville, North Carolina^2,3. Digital Commerce 360 reported the announcement on 11 November 2026¹.

Lowe's says the partnership brings its products, services and loyalty benefits into Bilt's network of over 8 million members². Digital Commerce 360 gives the figure as more than 8.2 million¹. This article uses Lowe's own figure, "over 8 million".

Bilt, a "neighborhood commerce and rewards platform", began by rewarding members for rent payments^2,4. Bilt says its members generated more than $12 billion in rewarded commerce at local businesses over the past 12 months⁴. Its network includes more than 50,000 merchant partners nationwide².

Bilt members get Lowe's rewards and payment options first

Bilt members can connect an existing MyLowe's Rewards account, or create one, to earn 1X Bilt Points on eligible Lowe's purchases³. Eligible purchases require a linked MyLowe's Rewards account³.

Members can also buy a Lowe's HomeCare+ subscription using Bilt Cash, Bilt Points or a linked payment card². HomeCare+ costs $99 a year, renews automatically until cancelled and is available only in select ZIP codes³. It includes two annual in-home visits by trained Lowe's associates, covering up to seven essential home maintenance services, plus 5% off products used during those services².

Bilt Neighborhood OS, the AI platform behind the tie-up, is due to match customers with existing MyLowe's Rewards accounts in December 2026².

Lowe's and Bilt say the terms of these programmes are subject to change. The MyLowe's Rewards terms are at Lowes.com/Terms, the Bilt terms at bilt.com/terms/lowes, and HomeCare+ terms at Lowes.com/HomeCareTerms³. We checked these sources on 12 November 2026.

Lowe's plans a curated marketplace inside Bilt in early 2027

The partnership plans to expand with a curated Lowe's marketplace within Bilt in early 2027, giving members another way to discover and shop products for their homes³. Digital Commerce 360 reports the same plan¹.

The dated steps published so far are:

• 10 November 2026: the partnership is announced².
• December 2026: Neighborhood OS matches customers with existing MyLowe's Rewards accounts².
• Early 2027: the curated Lowe's marketplace is planned inside Bilt³.

Lowe's says Neighborhood OS "helps find their closest Lowe's store and surfaces relevant Lowe's offers and benefits to customers based on where they live and what they need"².

The release does not describe a supplier route

The joint release describes the marketplace only as a way for members to discover and shop products for their homes³. It does not describe supplier onboarding, commission or eligibility terms for third-party sellers³. It also does not describe any listing or placement tools for sellers³.

The release describes Lowe's own products, services and loyalty benefits^2,3. Nothing in the sources says that independent suppliers will be able to list products in the marketplace.

Bilt's merchant route is a separate product

Bilt describes Neighborhood OS as an AI-powered platform for businesses across dining, retail, fitness, personal services and other categories of local commerce⁴.

The platform connects with a business's existing reservation, point-of-sale, payments, customer relationship management and loyalty systems⁴. Bilt's business page lists Retail among its verticals and offers a "Book a demo" button⁵. The retrieved text of that page shows no publication date⁵.

Bilt's release names Lowe's among the merchants and service partners joining Bilt's neighbourhood commerce network⁴. On that naming, Lowe's is a Neighborhood OS partner. The sources do not say that a Bilt for Business subscription gives a supplier access to Lowe's marketplace.

What sellers should do now

These are our recommendations, not findings from the sources.

• Do not assume a supplier route exists. Treat the Lowe's marketplace inside Bilt as unconfirmed until Lowe's or Bilt publishes supplier terms.
• Watch the official newsrooms. Check corporate.lowes.com/newsroom and newsroom.biltrewards.com for supplier details ahead of the early 2027 launch.
• Ask your Lowe's buyer directly. If you already supply Lowe's, ask whether the marketplace is open to suppliers, since the published sources do not say.
• Get any Bilt commitment in writing. Before signing up for a Bilt for Business product, ask Bilt what it includes and whether it gives access to Lowe's marketplace.
• Plan around the dates. Mark December 2026 and early 2027 in your calendar for the next official updates.

Key details not yet known

• The exact launch date within early 2027 is not given^1,3.
• The sources do not say whether small third-party suppliers will be eligible for the curated marketplace.
• Bilt's business page shows no publication date in the retrieved text⁵. Bilt's Neighborhood OS launch release is dated 10 November 2026⁴.