easyShop adds Clearpay pay-in-four at checkout for UK Christmas shoppers

easyShop.com, an online marketplace from the brand behind easyJet, has partnered with the buy now, pay later provider Clearpay so UK shoppers can split eligible purchases into four interest-free instalments this Christmas, according to reports published on 4 November 2026^1,2. The published detail covers the shopper side only. The reports do not define which purchases are eligible, and the sources we reviewed publish no seller fee, seller-side cost or payout timing for Clearpay orders^1,2,4.

What happened: easyShop adds Clearpay pay-in-four at checkout

ChannelX reported on 4 November 2026 that easyShop.com had partnered with Clearpay "to give UK shoppers more flexibility in how they pay this Christmas"¹. Retail Technology Innovation Hub published the same announcement on the same day². Clearpay is a buy now, pay later (BNPL) provider, which S1 describes as a leading BNPL provider offering instalment payments.

Both reports quote Cas Paton, Founder and CEO of OnCommerce, which is the platform powering easyShop^1,2. Both also quote Rich Bayer, CEO of Clearpay^1,2. We did not find a primary release from easyShop, OnCommerce or Clearpay among the sources reviewed, so the details below rest on these two trade reports and OnCommerce's seller page.

What OnCommerce's seller page publishes, and what it leaves out

OnCommerce's easyShop seller page says easyShop is "powered by OnCommerce, so pricing is clear and easy to understand: one fee structure for every retail brand in the network, with no hidden surprises or separate transaction fees"⁴. Under the heading "Simple fees, clear rules", the page lists "No listing fees, no separate transaction fees, no long contract"⁴.

The page also lists three monthly plans, all subject to VAT where applicable: Standard at £25 a month, Partner at £69 a month (shown against a previous £129) and Professional at £249 a month (shown against a previous £499), with savings marked "until Jan 2027"⁴.

The pricing section shows the percentages 7% and 15%⁴. The text we reviewed does not say which fee each percentage applies to, or to which product categories.

What changes for shoppers at checkout

Shoppers can choose Clearpay at checkout "on eligible purchases across millions of products, from gifts to gadgets, everyday essentials and more"¹. The cost is then split into four interest-free instalments, with the first paid at purchase and the remaining three every two weeks^1,2.

Because the remaining three instalments fall every two weeks, a single purchase would follow this sequence, though the sources do not list these dates explicitly:

1. Pay the first instalment at purchase
2. Pay the second instalment two weeks later
3. Pay the third instalment four weeks after purchase
4. Pay the final instalment six weeks after purchase

The reports do not say what happens if a payment is missed, so we have not described that case.

The ChannelX report cites Clearpay's own data, which shows "the average UK customer used the service more than seven times during last year's festive season"¹. This is a first-party figure from Clearpay. No independent source in our review verifies it.

Who is affected: shoppers first, sellers indirectly

The change is aimed at UK shoppers buying on easyShop this Christmas^1,2. Sellers are affected only indirectly. The two reports do not describe any change to listings, fees or payouts for sellers, and no source we reviewed measures how many sales the option will shift.

Demand for pay-later credit is growing. An IPA survey of 2,000 UK adults, conducted by Opinium between 19 and 22 May 2026, found that 14% of consumers intend to use Buy Now, Pay Later services this Christmas, compared with 9% two years earlier³. The IPA reports that 20% of Gen Z and 22% of Millennials plan to use it³. These are survey intentions, not easyShop sales.

The IPA's Sophie Dimond, Senior Insight Lead, warned that "there is a danger that Christmas spend could turn into New Year debt"³.

What is not yet published

The sources reviewed do not publish the following for Clearpay orders on easyShop:

• Any Clearpay-specific seller fee or merchant rate.
• Any seller-side cost for pay-later orders.
• The payout timing for Clearpay orders. The seller page says that, for sales in general, "Payments release about 7 days after the expected delivery window, and you choose when to withdraw"⁴. It does not say whether that applies to Clearpay orders.
• The eligibility rules for listing a product for Clearpay.
• The shopper-side criteria that decide which purchases are eligible^1,2.

What sellers should do now

We recommend the following steps before relying on the Clearpay option for Christmas trading.

• Ask OnCommerce or easyShop in writing whether Clearpay orders carry any seller fee, and if so, what it is. The public pages do not answer this.
• Ask whether Clearpay orders are paid out on the same timetable as standard orders. Get the answer in writing.
• Ask which products are eligible and whether any listing needs a setting or approval to be included.
• Do not change prices or stock plans on the assumption that the Clearpay option will lift sales until the terms are confirmed. If you are setting Christmas prices, pricing stock on landed cost before fees and margin is a sensible starting point.
• After the first Clearpay orders settle, compare the payouts you receive with what you expected, and keep the written answers you were given.

What we do not yet know

The announcements do not say when, or whether, OnCommerce, easyShop or Clearpay will publish seller-side terms for Clearpay orders. We do not know how many easyShop orders will use the option this Christmas.

We checked OnCommerce's easyShop seller page on 4 November 2026⁴. The official page is oncommerce.com/gb/easyshop. We will update this article if Clearpay-specific seller terms are published.